How long does mib keep records

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Rate this Article. Thank You for your feedback! Something went wrong. Please try again later. Best Of. Our Guides. Life Insurance Basics. More from. By Lucy Lazarony Editor. Requests through MIB can take upto a calendar month. If you need access to the data MIB holds, please complete our online form. If you have any difficultly completing the interactive form or if the data you require is not listed, you can submit your request to us using the forms below. Although it is not necessary to complete the form, it provides you with a guide on what information we will require from you in order to process your request.

If you have lost your certificate of insurance or want to know what information is held on the Motor Insurance Database MID. This data is held for 7 years. If you need to confirm the insurance details of a deceased person, or on behalf of an individual after gaining their written consent, we can provide you with the current insurance details as showing on the MID.

This will allow you to contact the insurers and inform them of the circumstances. The Claims and Underwriting Exchange CUE , is the central database of motor, home, personal injury and industrial illness incidents reported by insurers which may give rise to a claim. This data is held for 6 years from the date the claim was closed. The Motor Insurers' Bureau MIB is here to compensate victims who have been involved in accidents with a driver who is not insured, or who leaves the scene.

If you have been involved in an accident which is or has been handled by the MIB within the last 7 years, you may request this data from us. This data is held for 7 years from the date the claim was closed. If you have made a claim which has resulted in a written off or stolen vehicle, a record may exist on the MIAFTR database. This information can be released to you however, to check if a specific vehicle is listed as written off or stolen which you were not the owner of at the time of the claim, you will need to carry out an independent Vehicle Provenance Check.

The personal data received by MIB originates from the insurer or other authorised third parties. Once a check is made, the requestor is only provided with relevant loss dates. If you have been a claimant in an accident claim, your details may have been used throughout the claim process and you can request this information from us.

For example, if you are diabetic, it will have a code for that in its database. MIB does not collect or store medical records such as paramedical examination reports, attending physician statements, lab test results, x-rays, or any other medical record.

The MIB will have no knowledge of this. The codes will be there to serve as a flag for when you apply to company XYZ, but no underwriting decision will be revealed. You can request one free copy of your MIB file per year. To get a copy, visit the MIB website and enter your personal information. After receiving your request, MIB will mail you a copy of your file.

The file will contain any medical and personal information that MIB has on you in the past 7 years. It will then contact the insurance company to confirm the accuracy of the information.

It can take up to 45 days to send you the results of the request. You can expedite the process by sending your medical records from your own healthcare providers. Give us a call today at or email us at info briansoinsurance. Or quote for yourself and instantly compare all the insurance companies in Canada here. While we make every effort to keep our site updated, please be aware that timely information on this page, such as quote estimates, or pertinent details about companies, may only be accurate as of its last edit day.

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It does not include all terms, conditions, limitations, exclusions, and other provisions of the policies described, some of which may be material to the policy selection. Please refer to the actual policy documents for complete details which can be provided upon request. In case of any discrepancy, the language in the actual policy documents will prevail.

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